better than a secret decoder ring ...

A few months back I tried the 'getyourFreeCreditReport' website and found out that it wasn't free, and it charged me every month!

This article sounds like someone came up with something much better - something that works

In a nutshell, the Debix puts a lock on your credit. Then it conditionally unlocks your credit if you answer your cell phone, and give it the right password when it automatically calls you. now THAT'S almost as cool as having your own robot watching your accounts! ... almost

Here's how Robert Vamosi describes it

So how does Debix work in the real world? Say you are at a car dealership and you need to finance a new car. Shortly after the salesperson leaves the showroom floor, your mobile phone should ring. That's Debix; you know it because it's your voice saying a secret code. Then Debix asks if you indeed are seeking to establish a new account. If yes, you type in a secret personal identification number.

pretty cool, eh? :)